Being injured while at work is something that can happen to anyone, and when these unfortunate accidents happen, you can find yourself struggling to work while being crushed with medical bills. Luckily, workers' compensation policies are designed to protect you from these consequences, and every employer is required to carry this type of policy. However, filing these claims can be difficult and complicated, but if you follow these two tips, you may be able to help ensure you avoid some routine complications that arise from these cases.
Get Any Available Witness Names And Contact Information
It is an unfortunate fact that many people will fail to get contact information for any witnesses that may have seen the accident. While you may assume that your company's security cameras captured the event, this is not always the case because there is a chance the cameras could be malfunctioning or they may simply be off. If this is the case, it may be possible for nefarious employers and insurance companies to claim that you were not at work on the day that the accident occurred, and this can present major problems for your claim.
By getting contact information from witnesses, you can ensure that you have a way to defend yourself against this type of false claim. If the employer attempts to dispute any of the core facts surrounding your claim, these witnesses can be questioned to help clear the air and further bolster your claim.
Clearly Inform Your Doctor The Injury Happened At Work
When filing a workers' compensation claim, your medical records concerning the accident will need to be reviewed by the insurance company. This is a routine part of the process so the insurance company can calculate the amount of compensation that the policy provides. However, if your medical records do not clearly indicate that the injuries occurred at work, the processing of your claim may be delayed and you may be required to submit more information concerning your injuries and medical history.
To minimize the risks that you encounter this type of problem, you should make sure that your doctor understands the injury occurred at work and this is part of your worker's compensation claim. These professionals deal with these claims routinely, and this will allow them to notate the records of the evaluation to reflect which injuries were caused at work. While these professionals do this to help save you hassle with the insurance, it also saves them from having to prepare further reports to clarify the original notes.
Filing a workers' compensation claim can be a daunting and confusing challenge, but it can be the only way for you to obtain the compensation you need to recover from workplace injuries. If you follow these two tips, you can help ensure that your claim avoids some routine issues that can significantly delay your claim being processed. Contact an attorney like one from Ransom, Gilbertson, Martin & Ratliff, L.L.P for more information.